Amigo Loans

Amigo Loans
  • Lender
  • Reasonable APR
  • Ease of Application
  • Late Charges?
  • Other Charges?
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Amigo Loans

Amigo Loans (“Amigo Loans Ltd”)  provide Guarantor Loans to people who can obtain an homeowner Guarantor. Amigo Loans Representative Example Rate is: APR  49.9% (variable) Amigo Loans are the largest UK Guarantor Loans Company in the UK and there main area of sales is via Guarantor Loans Online.

  • Amigo are not loans brokers so there are no fees to apply for a loan .
  • All bad credit considered.
  • Please only apply if you have a homeowner guarantor to support your application.
  • Amigo Loans provides Loans from £500 to £5,000
  • Amigo Loans does not charge to set up your loan.
  • Amigo Loans does not charge late fees.
  • Amigo Loans does not charge early termination fees
  • Discount of up to 10% *Give them a call and tell them you seen this on Guarantor Loans Compare
  • Amigo Loans is a Top 3 Lender on Guarantor Loans Compare

Loans Star RatingsAverage Customer Rating For Amigo Loans is 4.6375 from 119 customer reviews.

Apply For A Loan From Amigo Loans

Amigo Loans

Amigo Loans Contact Information

Amigo Loans Contact Information

Amigo Loans Ltd Companies House Information

Amigo Loans Ltd

Amigo Loans offers up to £500 if you refer a friend for a loan, So why not ask your Guarantor to help you out a little bit more, If you get your Guarantor to fill in his email address and mobile number on the Amigo Loans website when you take out the loan up to £500 will be paid to your Guarantor. This is obviously based upon a £5,000 loan so if you borrowed say £300 you would get a payment from Amigo Loans of £300.

The link is available here.

Save Up To £500


Recommend A Friend
Earn up to £500 when they take out a loan

Every time you recommend a friend that takes out a loan we’ll pay you 10% of the amount they borrow; that means if they borrow £5000 you’ll get £500.

Enter your email and mobile below and we’ll give you a link to give to your friend.

This is how it works

If your friend takes out an Amigo loan for £5000, we pay you £500. If they take out a loan for £3000 we will pay you £300. You earn 10% of the balance of their loan.


Your friend needs to apply using the code we give you. This is how we know it’s you we need to pay. If they apply directly to us and don’t use the link we can’t pay you.


We pay you half after your friend has paid back their first monthly repayment. The other half after they have paid back their third monthly repayment.


If the loan is cancelled before the first payment, you won’t get paid, If they pay just the 1st monthly payment you get half of the money.


No you do not need to be an Amigo customer, but you do need to be at least 18 years old.


Yes you should, it’s down to you to do this. To find how to declare income go to


You can only recommend 5 people in total.


You must only send the link to people you know, and are happy to be on the receiving end of it. You are responsible for the code and anyone it is sent to. You also cannot recommend anyone who is currently applying, is a customer or has been a customer before.


* Refer a friend discount gain up to £500. why not get your Guarantor to help you more.

Please remember that by visiting any websites that we link to you will be leaving this website and you will be asked to share our website on social media for other people to learn about us.

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Amigo Loans In Detail

Some Detailed information about Amigo Loans Ltd

Amigo Loans Ltd

What Do Amigo Loans Have To Say About Themselves In Detail?

Here are the answers.

An old fashioned idea

Back in the good old days banks worked on relationships and trust. If you wanted a loan your local bank would often simply ask for someone who trusted you to guarantee it. Then things changed, computer credit scores took over and millions of people were left out in the cold because their score didn’t fit. We knew what it was like to be rejected so we built the old fashioned loan company we wanted to borrow from.

Decisions made by real people

We don’t let computers decide if you can borrow. The most important thing for us is that you have a friend or family member who trusts you enough to guarantee to make repayments if you don’t, and that you can afford to repay the loan. Before we pay out any loan we have a good old fashioned chat over the phone with both you and your guarantor. We base our decisions on simple common sense.

A cheaper way to borrow

Our flexible guarantor loans are around 100th of the APR of a payday loan and are regularly featured by price comparison sites as the cheapest option for anyone borrowing £500-£5000 with a low credit score.
Interest done right
Everyone wants to be in control of their loan. We give you real-time statements and 24/7 access to your account online. Interest is calculated daily so you only pay for the time you have the loan. If you pay even £1 off early, you stop paying interest on that money immediately.

Paying off your loan

We’ve thought of as many ways as possible for you to make repayments. Regular payments are made by Direct Debit, but you can also pay by card, online, over the phone 24/7 or in cash at any one of 22,000 PayPoint locations.
No fees ever
When times get tough the last thing you need is someone making money from your problems. We NEVER charge for late payments, letters, early settlement or anything else.

What about when things go wrong?

We collect late payments in the same way as any high street lender would. If a loan falls into arrears we will phone, email and text a reminder. Our priority is to stop a late payment snowballing into a bigger problem. Obviously, because our loans are supported by a guarantor, if a borrower doesn’t repay then the guarantor has to. In a few very rare cases, where we can’t come to an arrangement for repayment with either borrower or guarantor, as a last resort we will either pass a debt onto a professional debt collector or ask a court to decide the best way to deal with it. Whatever happens we will NEVER put your home or other property at risk. We’ve made 10 promises on how we’ll deal with arrears.

Rebuilding your credit

We want to help make your financial future better; so we report back to all three credit reference agencies, each month, showing your repayments. As payments are made on time this will help to build or rebuild your credit profile. No information is reported back to credit reference agencies for guarantors, even if payments are missed, unless the account goes to court.

Visit Amigo Loans

Please remember that by visiting any websites that we link to you will be leaving this website.

Some of the information contained on this page is copied from the Amigo Loans website for the benefit of consumers we respect copyrights and post a notice forthwith.

Copyright © Amigo Loans Ltd

How to save money the smart way on Amigo Loans
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Our Reviews

You will note our review below, this is based upon a number of key area’s and a comparison with other product Providers.

Your Reviews

Please Note: When giving reviews about a company or a loan product that you have purchased, your review must be based on your own experiences, and it must be factual and represent your honest opinion of the product. By Submitting a review on Guarantor Loans Compare you confirm that you understand that it is illegal in the UK to write a review that is false. Negative submissions must be backed up by the evidence; Guarantor Loans Compare is not here to judge your review however unsubstantiated negative reviews will be removed by Guarantor Loans Compare upon request.

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Amigo give loans

Jan 30, 2014 by P Addis
Are You A Genuine Customer?: Yes 

Well after much searching trying to find a loan to fix my van, the only company to agree a loan was Amigo. When you’re self employed no one wants to know. Good job Amigo is there. Given 4 stars. Could do with being a little cheaper but thanks anyway.

Response: Thank you, this information may help other customers

Amigo Loans Truth

Nov 02, 2013 by LD
Are You A Genuine Customer?: Yes 

Get Amigo Loans your guarantor loans information quickly. the quicker you do it the quicker your loan is paid out. Know what you are going to do with a loan like this, its not like a bank loan and not like a pay day loan.

The process may seem strange to start with as they need your guarantor details so that the loan can go ahead. Once you got your guarantor its pretty plain sailing and my loan was paid out the same day.

They have everything setup on their website with login details so you can keep an eye on things.

I would suggest taking the loan over a longer period and then paying off a bit more to get in front.

There is some great advice on this website that can steer you in the right direction.

An Amigo Loan is not for everyone, if you know that you can get a loan from a bank then go for it as this is a more expensive option. But if you are like me and your credit is screwed, then its really a good option. Compare it to other loans you see on TV like Pounds to Pockets and there is a massive difference in the amount that you pay back in interest. Amigo Loans are much cheaper. 49% compared with 200% and avoid those Pay day loans peeps they will get you into a right pickle.

Response: Thank you, this information may help other customers

4.5 5.0 2 2 Well after much searching trying to find a loan to fix my van, the only company to agree a loan was Amigo. When you’re self employed no one wants to know. Good job Amigo is there. Amigo Loans

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